Earnings Disclaimer

1. Overview

This Earnings Disclaimer is provided in accordance with the Federal Trade Commission's (FTC) guidelines on endorsements and testimonials (16 C.F.R. Part 255). Please read it carefully before making any purchasing or business decisions based on information presented on our website, in our marketing materials, or within our courses.

By using any SpokeBnB content, you acknowledge and agree to the disclosures below.

2. Real Numbers We Publish

The financial figures we publish — for example, the progression from roughly $66,086 to $130,000+ in annual revenue for Lakeside Landing FLX — are based on actual gross-revenue figures from real short-term rental properties we operate in the Finger Lakes, New York market. These are property-specific, market-specific figures and reflect the outcome of years of operator decisions, market conditions, and capital investment.

Case studies and testimonials published on our site reflect the actual experiences of the individuals or properties depicted. They are provided for illustrative and educational purposes only.

3. Results Are Not Typical, Not Guaranteed

The results shown are not typical, and we make no promise that you will achieve similar results.

Individual outcomes vary significantly. Most people who buy educational products do not implement them fully or at all, and therefore do not achieve material results. SpokeBnB does not and cannot guarantee any specific income, revenue, occupancy, ADR, ROI, or other business result.

4. Variables That Affect Outcomes

Your results will depend on many factors outside of our control, including but not limited to:

• the specific property, its condition, amenities, and cost basis;
• local demand, seasonality, and the competitiveness of the market;
• your nightly rates, pricing strategy, and cleaning / turnover costs;
• the time, effort, and capital you invest in implementation;
• your operational discipline, guest-experience quality, and review management;
• local short-term rental regulations, permits, HOA rules, and tax obligations;
• platform algorithms, booking-channel economics, and broader economic conditions;
• your skill, experience, and business judgment.

5. Education, Not Financial or Real-Estate Advice

SpokeBnB content is educational in nature. It is not:

• financial, investment, or securities advice;
• real-estate brokerage or investment advice;
• legal or tax advice;
• accounting advice;
• a recommendation to buy, sell, or hold any specific property or security.

Nothing in our materials creates a fiduciary, advisory, brokerage, or professional relationship between you and SpokeBnB or its personnel.

6. Consult Qualified Professionals

Before making any real-estate purchase, financing decision, investment, tax election, or business structure choice, consult with qualified, licensed professionals in your jurisdiction, including a real-estate attorney, a CPA, a licensed real-estate broker, and, where appropriate, a financial advisor. Do not rely solely on information in our courses or marketing.

7. Past Performance

Past performance is not a guarantee or reliable indicator of future results. Markets, regulations, guest behavior, and platform economics change over time, sometimes rapidly. Strategies that worked in the past may not work in the future.

8. Implementation Effort Required

The Hub-and-Spoke system is an operating framework that requires meaningful, sustained implementation effort. Buying the course does not produce results. Building direct-booking infrastructure, configuring dynamic pricing, producing content, managing listings, and handling guests takes time, attention, and follow-through.

9. Tool & Vendor Recommendations

We reference specific tools and vendors (for example, Hostaway, PriceLabs, StayFi, Kit, AirDNA, Lodgify, Hospitable, Viator, and others). A recommendation to use a tool is not a guarantee of the tool's performance, availability, or pricing, nor a warranty that the tool will produce any specific result for you. Some of these are affiliate relationships — see our Affiliate Disclosure.

10. Student Business Decisions

You, and only you, are responsible for your business decisions and outcomes. SpokeBnB is not responsible for the business decisions you make based on information in our courses or marketing materials, including decisions about property acquisition, financing, pricing, staffing, marketing spend, or compliance.

11. Contact

Questions about this disclaimer? Email ben@spokebnb.com.